• In Ohio, business organizations form pools or “groups” of employers for rating purposes. Group rating programs allow greatly reduced premiums, by combining the loss experiences of group rating participants.

• In 2012, Baylor Associates will administer groups that will receive the highest possible discount. Quotes higher than this are false.

• Participation in group rating is determined by your industry group and loss history. Determine your eligibility to participate in group rating. Complete an online application or Fax a completed Temporary Authorization AC-3 form to 440-546-7601, and we will provide a free no-obligation quote.

• For more information about workers’ compensation group rating call 800-433-1922 or visit us at www.baylorwc.com

Example: group rating 2011 - 51% discount: